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Ocean City MD | Keen Insurance Associates
Ocean City MD | Keen Insurance Associates
9927 Stephen Decatur Hwy. Suite 9
Ocean City, Maryland 21842
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KEEN INSURANCE ASSOCIATES FOR BUSINESS

Keen Insurance Associates is a local, independent insurance agency on the Eastern Shore of Maryland serving clients in Maryland, Delaware, Virginia, and nationwide. Our knowledge of the continuously changing legislative environment allows for innovative product development with lower-cost solutions to be offered and supported with superior customer service for our employer clients.

LATEST NEWS

  • Colorado Drops Attempt at Public Option After Industry Pushback
  • ARPA to Cover COBRA Premiums at 100% for 6-months for Certain Individuals
  • 2021 PA Individual Approved Rates Average 3.3% Decrease
  • DC Individual Rates See Overall Increase of 0.2% for 2021
  • 2021 PA Individual Rates May be 5% Lower for 2021
  • Private Insurance Companies Pay Hospitals Much Higher Rates Than Medicare
  • New Mexico Individual Rates Drop Significantly for 2021
  • Individual Health Rates Drop for Third Straight Year in Maryland
  • New NH waiver program reduces ACA individual 2021 rates up to 20%
  • NY approves 1.8% individual plan increases for 2021, lowest in a decade.
  • PA insurers propose lower ACA individual premiums for 2021
  • NH becomes 15th State approved for reinsurance programs to lower individual premiums
  • New Mexico CO-Op closes, 20 of 23 ACA funded co-ops out of business.
  • PA ACA individual rates fall 5.3% for 2021
  • MD Joins 5 States to Buy Rapid Response Covid-19 Testing Kits
  • New NJ Health Insurance Tax to Subsidize the Individual Market
  • 2021 Senior Part D Prescription Plans see Rate Decrease; AND Lower Insulin Copays!
  • When free Covid-19 testing is not Free!
  • Happy New Year- Pharmaceutical Companies raise prices on 250 drugs!
  • Why Healthcare Costs are Rising 6.5% in 2020
  • DE Approved for Reinsurance Waiver; Individual Market Rates to Decrease 15% for 2020??
  • Delaware Passes Law to Ensure Pre-Existing Conditions Protection is Permanent
  • Trump Legislation Allows Additional Prescriptions to be Paid Without Deductible Being Satisfied
  • $2.1 million to cure thalassemia- but only if it works?
  • MD Removes Penalty from Bill, Now Refers them to Buy Health Insurance?
  • MD Penalty Becomes a “Health Insurance Down Payment Plan?”
  • Maryland to Impose State Tax For Those Without Health Insurance?
  • MD adds benefits 1-1-19, increases claims and premiums.
  • Federal Penalty Goes- But Some States Now Require Health Coverage
  • No Cash, No Insurance, No Medical Treatment
  • MD to Implement State Tax Penalty if Without Health Insurance?
  • Non-Compliant Plans Leave Consumers With Massive Non-Covered Medical Bills
  • MD ACA Rates to fall 13.2% on Average for the 2019 Individual Market
  • MD 2019 ACA Individual Rates Lowered Through State Reinsurance Program
  • MD Attorney General Sues Trump Administration to Maintain ACA
  • Highmark Request 5.9% increase for DE ACA 2019 Plans
  • MD Request 18-91% 2019 ACA Increase
  • Individual Health Reimbursement Arrangements (ICHRA’s) Solutions

INDIVIDUAL COVERAGE HEALTH REIMBURSEMENT ARRANGEMENTS

As participants on the Maryland Health Benefit Exchange Advisory Committee, we are extraordinarily familiar with their process and procedures enabling a seamless enrollment experience and exceptional customer service. Our 26-year relationship with Highmark Blue Cross Blue Shield permits us the opportunity to give input into plan designs available to individuals in Delaware, and their unique process to enroll subsidy-eligible individuals.

ICHMRA Basics
On October 12, 2017, an executive order to “promote healthcare choice and competition across the United States” and “prioritizing health reimbursement arrangments to expand employer’s ability to offer HRA’s to their employees.” Employers have started using ICHRA’s since January 1, 2020. Read More

Contact

P (410) 213-9060 | F (410) 213-9062
9927 Stephen Decatur Hwy. Suite 9, Ocean City, Maryland 21842
Copyright © 2023 Keen Insurance Associates. All Rights Reserved.
Website Design by D3Corp Ocean City Maryland

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