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Ocean City MD | Keen Insurance Associates
Ocean City MD | Keen Insurance Associates
9927 Stephen Decatur Hwy. Suite 9
Ocean City, Maryland 21842
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KEEN INSURANCE ASSOCIATES FOR BUSINESS

Keen Insurance Associates is a local, independent insurance agency on the Eastern Shore of Maryland serving clients in Maryland, Delaware, Virginia, and nationwide. Our knowledge of the continuously changing legislative environment allows for innovative product development with lower-cost solutions to be offered and supported with superior customer service for our employer clients.

LATEST NEWS

  • Medicare Advantage Plans May Limit Radiation Treatment for Cancer
  • MD Delays Family Medical Leave Insurance Program
  • Why copays for weight loss drugs just increased significantly?
  • Committee to Vote on MD Drug Affordability Plan
  • MD Drug Affordability Board to limit prices?
  • MD Individual Market 1/1/25 Increases
  • Delaware’s State health plan expects 272% increase on weight loss drugs
  • Medicare Negotiated Drug Prices Effective 2026 38-79% Discounts
  • New Therapies Save Lives. But at What Cost?
  • Oregon Expands Free Medicaid
  • MD Bill Pending to Allow Illegal Immigrants Subsidized Health Insurance
  • Delaware State Employees See Premiums Rise 27% July 1, 2024
  • Workers Want More Benefits, and Many Will Forego A Raise!
  • White House to Propose Medicare Prices For 10 Popular Drugs
  • When Preventative Care Is Not Free
  • Senators Investigate “Outrageous” Inhaler Prices in US Compared to Elsewhere
  • Florida Wins FDA Approval to Import Drugs From Canada
  • 2024 MD Legislative Review
  • Want Weight Loss Medication? May Need to Change Your Lifestyle First
  • New Ozempic Rival to Make Weight Loss Drugs Cheaper
  • HIV Prevention Drugs May Be Free Under Biden’s Medicare Proposal
  • When it Comes to Cancer, Not All Medicare Plans Are The Same
  • Employers Face Steep Jump in Healthcare Costs
  • NC and Others to Drop Weight Loss Drug Coverage, Citing Cost
  • A Move to Cut Drug Prices Has Patients With Rare Diseases Worried
  • Insurance Regulators See “Real Problems” With Healthcare Sharing Ministries
  • VA Individual Plans May Increase 25% This Year Pending State Funding
  • Weight Loss Drugs Cost Americans Much More Than Other Countries
  • MD Plans to Keep Non-Group Rates Lower For The Next 5 Years
  • Health Plans and Employers Are Dropping Weight Loss Drug Coverage
  • Biden Administration Proposes Pay Cuts to Medicare Physicians
  • 9 Million Americans Not Taking Medication as Prescribed Owing to Cost
  • Massachusetts Regulators Warn Out-of-Control Health Care Costs
  • Medicare Members Pay More For Expensive Medications Than Those Commercially Insured
  • Can Employers Weather Inflation and NOT Shift Healthcare Costs to Workers?
  • Lawmakers Seek Answers on Medicare Advantage Claim Denials
  • Senators press Medicare Advantage Insurers Over Claims Denials
  • New Drugs for Obesity and Alzheimer’s and Impact on Medicare Costs
  • Weight Loss Drugs Cost Up to 10 Times More in USA
  • Why your Premiums are Increasing; More $1 Million Claims!
  • Plan Changes Required Upon Public Health Emergency Ending
  • Why More Americans Are Going to Therapy
  • ARPA to Cover COBRA Premiums at 100% for 6-months for Certain Individuals
  • Private Insurance Companies Pay Hospitals Much Higher Rates Than Medicare
  • Individual Health Rates Drop for Third Straight Year in Maryland
  • NH becomes 15th State approved for reinsurance programs to lower individual premiums
  • MD Joins 5 States to Buy Rapid Response Covid-19 Testing Kits
  • New NJ Health Insurance Tax to Subsidize the Individual Market
  • When free Covid-19 testing is not Free!
  • Happy New Year- Pharmaceutical Companies raise prices on 250 drugs!
  • Delaware Passes Law to Ensure Pre-Existing Conditions Protection is Permanent
  • $2.1 million to cure thalassemia- but only if it works?
  • MD Removes Penalty from Bill, Now Refers them to Buy Health Insurance?
  • MD Penalty Becomes a “Health Insurance Down Payment Plan?”
  • Maryland to Impose State Tax For Those Without Health Insurance?
  • Federal Penalty Goes- But Some States Now Require Health Coverage
  • Individual Health Reimbursement Arrangements (ICHRA’s) Solutions

INDIVIDUAL COVERAGE HEALTH REIMBURSEMENT ARRANGEMENTS

As participants on the Maryland Health Benefit Exchange Advisory Committee, we are extraordinarily familiar with their process and procedures enabling a seamless enrollment experience and exceptional customer service. Our 26-year relationship with Highmark Blue Cross Blue Shield permits us the opportunity to give input into plan designs available to individuals in Delaware, and their unique process to enroll subsidy-eligible individuals.

ICHMRA Basics
On October 12, 2017, an executive order to “promote healthcare choice and competition across the United States” and “prioritizing health reimbursement arrangments to expand employer’s ability to offer HRA’s to their employees.” Employers have started using ICHRA’s since January 1, 2020. Read More

Contact

P (410) 213-9060 | F (410) 213-9062
9927 Stephen Decatur Hwy. Suite 9, Ocean City, Maryland 21842
Copyright © 2025 Keen Insurance Associates. All Rights Reserved.
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